You have a right not to be defrauded. Pearce Law protects you from unfair business practices, corporate fraud, unlawful debt collection and misuse of credit laws – helping you recover money you lost, compensating you for damages and making sure it doesn’t happen again. I bring years of expertise and one-on-one attention to your case, fighting for your rights and your money. It’s not about me, it’s about you.
Areas of expertise:
Violations of the Automatic Stay/Discharge Injunction. If you have filed for bankruptcy, a court order is supposed to provide you immediate relief from your creditors (the automatic stay). Creditors are not permitted to send collection letters, sue you or otherwise harass you. After you are declared bankrupt, the Court formally discharges your debts (discharge injunction) and they are no longer collectible. If debt collectors disregard either the automatic stay or the discharge injunction, by harassing you or running checks on your credit history, they are acting illegally and you have legal recourse against them.
Violations of the Fair Debt Collection Practices Act. Even if you have not filed for bankruptcy, you may be entitled to monetary damages against persistent debt collectors. If debt collectors are misleading, harassing, threatening, abusing or otherwise illegally pursuing you, you may have a case under the Fair Debt Collection Practices Act (FDCPA). I can review correspondence and communications from debt collectors and see what damages you may be able to claim.
Violations of North Carolina Consumer Protection Statutes. Consumer protection statutes regulate lending, trade practices, debt collection, real estate closing, common law fraud, fair credit reporting and other relationships between businesses and consumers. If your consumer rights have been violated in any of these areas, Pearce Law can help you get the compensation you deserve.